Conditions governing your use of our website and services
Please read these Terms of Use carefully before using our website or engaging our services. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.
abkamugil provides consulting services to assist individuals with benefits and pension applications in the United Kingdom. Our services include guidance, form completion assistance, and representation at tribunals.
The information and assistance we provide constitutes general guidance on benefits and pension matters. Our services do not constitute formal legal advice from a qualified solicitor. For complex legal matters or disputes requiring legal representation beyond tribunal advocacy, we recommend consulting a regulated solicitor.
You may use our website for lawful purposes only. You must not use our website:
The content on this website, including text, graphics, logos, and design, is owned by or licensed to abkamugil and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our written permission.
When you engage our consulting services, you agree to:
Our service fees are clearly stated on our website and will be confirmed before any paid work commences. Payment terms will be agreed in writing before services are provided. We reserve the right to modify our fees, though any changes will not affect services already agreed.
While we strive to provide high-quality assistance, we cannot guarantee the outcome of any benefit or pension application or appeal. Decisions are made by the Department for Work and Pensions, HM Revenue and Customs, local councils, or independent tribunals according to their own criteria and processes.
Our role is to help present your case as effectively as possible, but the final decision rests with the relevant authority.
To the fullest extent permitted by law:
Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.
We treat all information you provide as confidential and will not disclose it to third parties without your consent, except where:
You may cancel your engagement of our services at any time by notifying us in writing. Fees for services already provided remain payable. For appointments cancelled with less than 24 hours notice, a cancellation fee may apply.
Our website may contain links to external websites for your convenience. We do not control these websites and are not responsible for their content or privacy practices. The inclusion of a link does not imply endorsement.
We may revise these Terms of Use at any time by updating this page. Changes take effect immediately upon posting. Continued use of our website after changes are posted constitutes acceptance of the revised terms. We recommend reviewing this page periodically.
If any provision of these terms is found to be invalid or unenforceable by a court, the remaining provisions will continue in full force and effect.
These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our website or services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If you have questions about these Terms of Use, please contact us:
Email: [email protected]
Address: 14 Park Square East, Leeds, LS1 2LH, United Kingdom
Last updated: July 2026